The temptation to buy is all around us. If you’re a spender, you’ll find it hard to resist the temptation to reach for your credit card every time you want something. You have trouble separating your wants from your needs and struggle to pay off the full balance on your credit card each month let alone save each month. If this sounds like you and you want to make a change, here are some tips to help you take control of your money.
For single parent families headed by moms, Father’s Day can bring a mixed bag of emotions. As you see families having brunch celebrating their dad’s special day, it’s hard to resist the thought of what it may be like for your kids (especially if they are boys) not to have a father to celebrate with.
We are a world addicted to our technology gadgets. Constantly checking emails, tweets, phone messages or getting updates from our various feeds from our mobile devices. This hyper connectivity has turned us into super multi-taskers sometimes listening, reading, watching all at the same time with no particular focus. While some of us are great at filtering the unnecessary time-consuming activities, others get hooked by small distractions and next thing you know, you’ve spent 2 hours watching a stupid video on Youtube instead of cooking dinner for the kids.
Financial success is not determined by the amount of money you make, but it’s what you do with what you make that will determine whether you achieve your financial goals. If you eat out too often or you have impulsive buying habits, it may take you longer to save towards your goals. If you tend to shop at more expensive grocery stores for convenience rather than driving a few more miles to the cheaper stores, where you can buy cheaper in bulk, then your food expense will eat at your weekly budget.