You may have noticed that the price of school supplies and everything else for that matter is increasing at a rate faster than our wages. If you’re like me, you’re probably looking for ways to stay within your budget as your disposable income shrinks.
The temptation to buy is all around us. If you’re a spender, you’ll find it hard to resist the temptation to reach for your credit card every time you want something. You have trouble separating your wants from your needs and struggle to pay off the full balance on your credit card each month let alone save each month. If this sounds like you and you want to make a change, here are some tips to help you take control of your money.
Now that Christmas is over, we can finally recover from the holiday shopping blitz. It seems that no matter how much I tell myself that I will not overspend, I never stick to the program. So, I find myself scrimping for the next three months following Christmas.
Imagine getting hit with an unexpected cost like a car repair that will cost you thousands or a medical bill that’s not covered by your insurance. What if you suddenly lost your job? Do you have enough to survive the next few months?